Sacco Micro Credit Officer at Co-operative Bank of Kenya – May 2024

Sacco Micro Credit Officer


  • Reporting to Head of Credit, the individual will be responsible for the day-today coordination of the credit functions in the SACCO, ensuring high customer service standards are maintained and total compliance to the SACCO lending policies and procedures.

Tasks and Responsibilities

  • Market Micro-credit products and services to the target clients and maintain the image of Micro-Credit activities
  • Deposit Mobilization
  • Maintain good relationship with groups and frequent visits
  • Disbursement and processing of loans
  • Maintain quality portfolio by closely monitoring repayment of loans from customers and ensuring prompt follow-ups
  • Recruiting clients, groups and business appraisal
  • To identify and locate prospective micro-credit clients
  • To plan periodic visits to identifiable clients
  • Prepare Micro-Credit loan applications for approval
  • Prepare weekly and monthly returns/reports to the Head of Credit

Minimum Qualifications and Skills

  • A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a recognized university.
  • CPA II or Credit Management Certification.
  • A minimum of 3 years’ experience in micro credit in a busy financial institution.
  • Sound knowledge of Sacco laws and regulations.
  • A person of integrity, team player with effective communication skills.
  • Sound judgement and decision-making ability on lending across all sectors.
  • Excellent in analytical, interpersonal and team management skills.
  • loan monitoring, generating reports and initiative on improvement of service delivery.

Submit Your Application

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Interested and qualified? Go to Co-operative Bank of Kenya on to apply