Yehu Microfinance Services Limited

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About Company

Yehu originally began in 1998 as a project of Choice Humanitarian-Kenya, a non-governmental organization based in Utah, USA. It was initially known as Yehu Enterprises Support Services (YESS).
Yehu in the Miji Kenda dialect means ours, a true conviction of the founder, Dr Rita Lugogo, that Yehu should be owned by the common people. Such ownership is testimony that sustainable socio-economic transformation is real to the marginalized rural poor if given suitable opportunities to access financial services tailored to their needs.

Genesis of Yehu and

Its brief history

Yehu Microfinance began as a project of CHOICE Humanitarian in 1998 with 300 female members in a small rural village in the Kwale County, Kikoneni located in the former (before the promulgation of the new Constitution) Coast Province of Kenya.

The initial group was formed to mobilize savings among its members to inculcate the saving culture, though the need for credit provision quickly became apparent, and in the year 2000 the first loans were disbursed.

What We Have Achieved

Its rapid growth necessitated the creation of Yehu Microfinance Trust (YMT) in July 2007 to become an independent institution from Choice Humanitarian Kenya. In the year 2014, the Institution registered as a limited company.

Currently the institution has 16 branches with a clientele of over 50,000 spread out in Kwale, Kilifi, Mombasa, Taita -Taveta, Lamu County as Makueni and Meru counties

The institutions five year strategic plan 2021-2025 envisages opening up branches in 30% of the 47 counties in Kenya.

Why we’re different

Yehu focuses on empowering socio-economically marginalized rural entrepreneurs through provision of financial literary and financing for creation and enhancing of businesses through loan products under: Business, Agriculture, Green energy, Asset, Micro-insurance, water & sanitation, education and consumer loans thereby improving their social and economic welfare.

Business Loan

Working capital for starting or expanding business as well as purchase of business assets.

Elimu Loan

We give loans to finance your education expenses. Both for educating your children and yourself

Top up Loan

This loan is given on top of what you are already servicing.

Emergency Loan

We offer financial loans to cover business emergencies

Water Loan

For purchase of above or underground static water storage tanks from 1,000 liters, water harvesting pans, piping & accessories within 100 meters (semi-urban) or 1km (rural), plumbing works and/or septic tanks, concrete water storage tanks etc.

Sikukuu Loan

Meeting clients economic, social & religious needs (Ramadhan, Idd, Easter & Christmas season)


Our experienced team are on hand to help with any product enquiry so whatever you need, don’t hesitate to contact us.


Mombasa (Head Office)

2nd Floor, The Avenue Building – Office No. 2

Behind City Mall, off Mombasa Malindi road.


P.O Box 82120-  80100

Mombasa, Kenya

Tel: 254-709-118-400
[email protected]


Go to our Homepage To Get Relevant Information.

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