Watu Credit Limited

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About Company

Watu is an Asset FinTech revolutionising mass-market mobility across Africa through financial inclusion and accessibility.

At a median age of 18, Africa is the youngest continent globally and is growing at an unprecedented rate. With an estimated 1.2 billion person growth in the next ten years, Watu is committed to transforming urban mobility and the financial lending landscape. We are continuously helping to shape a brighter and better future by giving people opportunities to build and change the course of their lives.

By providing access to affordable and flexible financing for two and three-wheelers, we have provided over 1 million loans across 7 countries and positively impacted the lives of more than 4 million people. We are also actively promoting financial literacy and independence, adoption of digital payments and increased regulatory and safety compliances.

As we expand our footprint across final frontier markets, we have made a conscious decision to be the pioneers of Africa’s movement toward ‘clean and green mobility’. Through the financing of new electric motorbikes, we are leading the way to a cleaner and sustainable continent.

Customer focus

Our success goes hand-in-hand with the success of our customers; therefore, we endeavour to deliver world-class support and service while engaging with them.


We strive to provide our clients with the right tools to move and improve their lives. With true empowerment to succeed, we all win.


We believe in honesty, transparency, fairness and respect for everyone. We are committed to doing what’s best for our customers and colleagues.


We hold ourselves accountable in all of our efforts. We do what we say we’ll do and remain dedicated to improving every step of the way.

Customer Care

Watu Simu

Watu Gari

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